Saving Plans
HDFC Life Super Income Plan
101N098V05
HDFC Life Super Income is a non-Linked, participating Money Back Life insurance plan. It offers guaranteed income for a period of 8 to 15 years. It also offers an opportunity to participate in the profits of participating fund of the company by way of bonuses.
Key Features
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Single Pay or Annual Min Premium: Min. 24,000/-
No limit on max. premium amount - Limited Premium Payment: 8 Options available
- Single premium Payment option
- Term: 15 years to 27 years
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Minimum Age at entry -
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•Min 30 days (for policy term greater than or equal to 18 years)
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•Min 18 years minus Policy Term (for policy term less than 18 years)
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Key Benefits
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•Annual Survival benefits 8% to 12.5% of Sum assured
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•Simple Reversionary Bonus (expressed as percentage of the Sum Assured on Maturity) declared every year
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•Terminal Bonus may be paid provided all due premiums are paid
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•Death Benefit - Sum Assured on Death + Accrued Reversionary Bonus (if declared) + Interim Bonus (if any) + Terminal Bonus (if declared)
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•The policyholder has an option to receive the future payouts monthly instead of yearly.
HDFC Life Sampoorn Samridhi Plus
101N102V05
Sampoorn Samridhi Plus is a Non-Linked, Participating Life insurance plan with 2 key elements of Savings and Protection.
Key Features
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Minimum Premium - Rs 12000/- Year and Rs 1000/- month with No limit on upper amount
Term for premium payment - Policy Term less 5 years -
Policy Term - Minimum 15 years to maximum 40 years
Age at entry - Min 30 days till Maximum 60 Years
Age at Maturity - 18 years to Maximum 75 years
Key Benefits
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•Under endowment with whole life plan - Flexibility to opt for life cover upto the age of 100 years
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•Policy value increases as Guaranteed Additions and bonuses are announced
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•Maturity benefit includes Sum Assured, Guaranteed Additions, Reversionary bonus and Interim Bonus (as declared)